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KIS Commercial Finance are independent commercial finance brokers who specialise in finding and providing the best deals for an extensive range of finance facilities. With access to all the best lenders to ensure that they find their customers the best possible deals, KIS Commercial Finance provide commercial mortgages, loans, asset finance, bridging loans, commercial finance and buy to let mortgages.

When an enquiry is received at KIS Commercial Finance time is taken to learn about and fully understand the customer’s requirements, their current situation and both short term and long term goals. A member of the KIS Commercial Finance team, who is a specialist at providing the required finance facility or facilities, will then start work.

Commercial Finance involves a large range of different lending facilities. Because the team at KIS Commercial Finance specialise and keep up to date with different lending criteria and the best deals available, there are different sections to deal with the extensive range of customer requirements.

Commercial mortgages can range from amounts of £100,000 to £100 million and above. Dealing efficiently with commercial mortgages and remortgages ranging from £100,000 to £5 million is a speciality and are dealt with by experts who know this market. Larger commercial mortgages, although in many ways very similar, are also very specialist and dealt with by experts who specialise in arranging this type of mortgage facility.

There is an increasing demand for buy to let mortgages, as many people look to invest their money in areas where they may receive a better return than their current investments. With many lenders offering buy to let mortgage and remortgage facilities, and more lenders returning to this market, it is important to keep up to date with constantly changing buy to let mortgage lending criteria, interest rates, special offers and deals that are available. Finding a great deal is one thing, making sure that it is a suitable deal and seeing it through to completion is another. Our expert buy to let advisors make sure that applying and obtaining a buy to let mortgage is always kept simple.

Bridging finance is a very important part of KIS Commercial Finance and is a very specific form of lending. A bridging loan should only be used for a short period of time, so is unsuitable as a long term method of finance. Bridging loans can be arranged quickly due to their very flexible lending criteria, but it is important to have a way or a fool proof plan concerning repaying the bridging loan. Bridging loans are usually required quickly and with over 130 bridging providers in the UK it is important to remain up to date with lending criteria, costs and rates.

The whole area of asset finance is also incredibly specialised. Firstly there is the different types of finance facility, for example asset finance, finance lease, hire purchase, contract lease, etc. Finding the most beneficial way to acquire an asset or refinance an existing asset is very important. Secondly there are a wide range of assets that can be purchased or refinanced using finance. Different assets will be acceptable to different finance houses, and some finance houses will specialise in certain types of assets, meaning that they are more likely to offer the best deal. Taking out a leasing or finance facility with a company that does not particularly like the asset being leased or financed can prove to be expensive, whereas other companies who understand certain types of assets will feel more comfortable providing the finance for them, and will therefore be more likely to offer a good deal. Asset finance is available for vehicles including luxury cars, motor homes, trucks, buses and coaches, also factory machinery, plant machinery, tractors, office equipment, software, motor homes, boats and aeroplanes.

KIS Commercial Finance provide a wide range of financial services for your business. They always work hard to find their customers the finance that they require and at the same time they work to ensure that the whole application process is kept as simple as possible.

Call KIS Commercial on 0800 644 6555 for the best deals on commercial mortgages, asset finance, bridging loans and buy to let mortgages.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.